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4 Things to Consider Before Filing a Storm Damage Claim

Now that the storm has passed, it’s time to deal with the damage it may have caused to your roof and home. But before filing an insurance claim, you’ll need to consider a few essentials. State Roofing, a premier roof repair and restoration company in the area, discusses some of them here. 

Filing a Storm Damage Claim

1. Document the storm damage. Take a walk around your home and take photos and videos of the damage caused by the storm. Pay special attention to your windows, doors and siding, but most importantly, your roof. But don’t climb on the roof yourself. Survey the roof damage from a safe and elevated vantage point, documenting any large holes (usually caused by wind-blown debris or fallen tree branches), cracked or missing shingles, or torn flashing. Photos serve as visual proof that should come in handy later on when you file that storm damage claim.

2. Have your roof checked by a professional right away. This way, you’ll get a pretty good idea of the severity of the storm damage. A comprehensive roof assessment helps confirm whether the damage is a cause for an insurance claim. The sooner you have that inspection done, the sooner you can file a claim. There is normally a strict deadline. Depending on where you live, the claim should be filed within 14 days after the damage-causing event. 

3. Consider roof maintenance. Have you been proactive about keeping your roof in good shape? Insurance companies view roof maintenance as the homeowner’s responsibility. If they find out that certain damage has resulted from a lack of maintenance instead of storm damage, companies may refuse to cover the costs.

4. Avoid storm chasers. Some people may visit your property after a storm and offer to fix the damage to your roof. They’re most likely storm chasers, and you should be wary of them. If you need to work with a roofing contractor for storm damage repairs and insurance claims assistance, choose someone local and reputable like State Roofing.

Give Us a Call Today

Navigating the complexities of insurance claims can be a bit overwhelming, but not when you turn to State Roofing. We’ll guide you smoothly through the storm damage claims process and ensure you get the fair coverage you need. Schedule your consultation by calling us at (360) 794-7164 or filling out this contact form. We proudly serve the areas in and around Tacoma and Seattle, WA.

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