It’s no secret that a new roof replacement is a significant expense, which is why it makes perfect sense to try and find ways to save money — whether upfront or down the line — without compromising quality and long-term performance. In today’s post, State Roofing & Exteriors shares on how to save money on your next roofing installation.
Don’t Choose the Lowest Bid
It may sound counterintuitive, but you are more likely to end up saving some money by not choosing the roofer with the lowest bid or estimate. In the renovation and building industry, the saying “you pay for what you get” certainly applies, as building products like roofing materials, as well as the labor costs, are priced competitively.
Unusually low offers from unscrupulous contractors are possible because they’ll cut down costs where possible — low quality roofing, hiring unskilled or untrained installers, and having barely any warranty coverage. You may save on the initial installation costs, but you’d be more likely to spend more money down the line as the roof starts developing problems caused by inferior materials and poor installation, both of which wouldn’t be doing your insurance premiums any favors.
Choose Features That Can Boost Your Home’s Value
Even if you’re not considering selling your home, a boost in your home’s value has benefits that can lead to savings. If you are still paying for your home, a residential roof installation can help decrease your mortgage insurance loan-to-value ratio, which can help reduce your premiums or even cancel future installments. Another benefit of an increase in home value is that you can be approved for lower homeowners’ insurance premiums.
Below, we break down three key areas where the right roofing features can reduce your long-term expenses:
1. Energy Efficiency = Utility Bill Savings
One of the biggest long-term benefits of a modern roofing system is improved energy efficiency. Roofs play a major role in regulating your home’s indoor temperature. Poor insulation or heat-absorbing materials can cause your HVAC system to work overtime, resulting in higher energy bills—especially during the hottest and coldest months of the year.
To combat this, look for roofing products that have been rated by the ENERGY STAR® program. These materials are designed to reflect more sunlight and absorb less heat. “Cool roof” technologies—like reflective granules or coatings—help lower attic temperatures, reduce strain on your HVAC system, and ultimately lead to lower monthly energy costs.
Additionally, if your home has older or insufficient insulation under the roof deck, this is the perfect time to address it during your roof replacement. Adding insulation as part of the new roofing system improves thermal performance and increases year-round comfort without raising your energy use.
2. Fewer Repairs = Reduced Out-of-Pocket Costs
While most roofing systems come with warranties and are often covered under homeowners’ insurance, it’s important to note that roof repairs are not completely free. Deductibles, temporary living expenses during extensive repairs, and other non-covered items can all add up. That’s why it pays to choose a roof that minimizes your risk of damage in the first place.
Consider roofing materials with high ratings for wind, fire, and impact resistance. For example, asphalt shingles with a Class 4 impact resistance rating are designed to withstand hail damage much better than standard options. Similarly, shingles that are rated for high wind speeds (such as those tested up to 130 mph or higher) are more likely to remain intact during severe storms.
Fire resistance is especially critical in areas prone to wildfires or lightning strikes. Class A-rated roofing systems offer the highest level of protection and may even qualify you for reduced insurance premiums, depending on your policy and location.
All these features not only provide peace of mind but also help you avoid costly emergency repairs and potential property damage in the long term.
3. Low Maintenance = Long-Term Cost Control
Another way your roof can save you money is by reducing how often it needs professional maintenance. While all roofs require some level of care to remain in good condition, not all materials are created equal when it comes to upkeep.
For example, premium asphalt shingles that are algae-resistant and engineered to withstand harsh weather will typically require fewer cleanings, fewer patch jobs, and less frequent inspections. This can save you hundreds, if not thousands, of dollars over the roof’s lifespan compared to systems that need frequent maintenance or constant minor repairs.
In addition, modern roofing systems are often designed with features that prevent common issues like moss buildup, ice dams, or poor drainage. Built-in features such as advanced ventilation, water barriers, and flashing systems help prevent issues before they start.
A Smarter Roofing Investment
While choosing a roof based on price alone might seem economical at first, it can lead to more costs down the line. A smart homeowner takes a long-term approach—selecting roofing systems and features that deliver greater value through energy efficiency, durability, and minimal maintenance.
When you work with experienced, certified roofing professionals, they can help you select a roofing system tailored to your home’s needs and local climate, ensuring optimal performance and maximum savings for years to come.
If you’re ready to invest in a new asphalt shingle or metal roofing system, give our team at State Roofing & Exteriors a call at (360) 794-7164. You can also fill out our contact form to schedule an appointment. We serve Seattle, WA and the surrounding communities.
