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What Should Be in Your Roofer’s Insurance Policy?

Hiring a contractor is one of the most crucial steps in roofing installation projects. Getting a new roof is a significant investment, meaning you want to work with a professional who can do the job right the first time. When assessing roofing companies, one essential thing to look for is insurance. 

Roofer’s Insurance Policy

Read on to find out what your roofer’s insurance policy should include. 

Why Ask for Proof of Insurance?

Insurance will give you peace of mind knowing that your home is covered if something goes wrong during your project. Keep in mind that offering you proof of insurance is a sound business practice and good customer service. Along with insurance, you should also make sure that your potential roofer has a valid license. 

Things to Look for in a Roofer’s Insurance

Worker’s Compensation

Accidents are always a possibility in major home improvements, such as roof replacement. When a worker gets injured during the project, your roofer’s general insurance will pay for any costs incurred. It means that you won’t be held responsible for the accident or injury. Residential roofing installation companies usually need to have this coverage to operate legally.

General Liability 

Any accidental damage caused by your roofer will be covered by their general liability insurance. For instance, if they accidentally break your gutters while fixing the roof, their insurance will pay for the necessary repairs. Without it, you may end up handling the repair costs yourself. 

At State Roofing, you can only count on us for top-notch residential roofing services. We specialize in rubber, composition, and metal roofing systems. Our team is also here to assist with your decking, siding and painting needs. Call us at (360) 794-7164 or fill out our contact form for a free estimate. We serve clients in Tacoma and Seattle, WA, and nearby communities. 

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